What instalment plans does Define PC offer for custom PCs?

Define PC offers multiple flexible payment options: Atome (split into 3, 6, or 12 monthly payments with up to 6 months interest-free and no prepayment penalties) and our in-house instalment plan for up to 24 months. All payment schemes are available on both custom builds and Ready-To-Ship PCs.

How do I apply for an instalment plan at Define PC?

The application process is simple and takes just 3 steps. Select your preferred PC build, choose your payment scheme at checkout, and get instant pre-approved offers and rates. There are no hidden fees and no prepayment penalties.

Is there a minimum purchase amount for instalment plans?

Minimum purchase amounts may vary depending on the payment provider. For Atome, the minimum is typically SGD $20. For our in-house instalment plan, contact us at sales@definepc.com.sg or WhatsApp +65 9716 9704 for specific eligibility and terms.

Can I pay for a custom gaming PC monthly in Singapore?

Yes. With Define PC's flexible payment schemes, you can own a custom gaming PC from as low as SGD $99 per month for selected builds. Options include Atome (3, 6, or 12 months) and our in-house instalment plan (up to 24 months), making high-performance gaming PCs accessible to more Singaporeans.

Are Define PC instalment plans interest-free?

Atome offers up to 6 months interest-free with no prepayment penalties. Terms for our in-house instalment plan (up to 24 months) vary — contact our team for the latest rates and eligibility details.

Flexible Payment Scheme

Define PC · Flexible Payment Scheme

Game First,
Pay Smarter.

No large upfront payment needed. Split your custom PC into manageable monthly instalments from as low as S$99/month — with flexible terms tailored to your budget.

Subject to credit assessment 5–7 working days approval No credit card required

S$99 From / month

24 Months max term

0 Early repayment penalty

6+ Payment options

What Is It

Buy now.
Pay in your own time.

Our Flexible Payment Scheme (FPS) lets eligible customers spread the cost of their purchase over monthly instalments — no lump sum, no compromise on the build you want.

Custom PC Laptop Monitor Keyboard Mouse

Swift Application

Fast, hassle-free online process with quick approval — no lengthy paperwork or branch visits required.

No Credit Card Required

Accessible to more customers — you don't need an existing credit card to get started.

Up to 24 Months

Spread your payments over a term that suits your cash flow — from a few months to 24 months.

Getting Started

How to apply

The process is straightforward. Reach out and our team will walk you through everything.

Review this page

Familiarise yourself with the eligibility criteria, payment options, and FAQ below before reaching out.

Chat with our team

Message us via WhatsApp. Our team typically replies within minutes and will send you the full application steps.

Submit your application

Complete the online application provided by our team. Quick and fully digital — no physical forms needed.

Order & assembly

Once approved, we order your parts and begin assembly. Your build will be ready within the agreed timeline.

Typical timeline
5–7
Working days from application to having your build ready.
Application & approval
Parts ordering
Assembly & quality check
Collection or delivery

Need help?

Our team is available 7 days a week. Message us and we'll guide you through the entire process.

Chat us on WhatsApp

Payment Options

Multiple ways to pay

Choose the option that works best for you — from our in-house instalment plan to buy-now-pay-later apps and major bank cards.

Define PC In-house Plan

Our own flexible instalment scheme — up to 24 months, no credit card needed, subject to assessment.

Most flexible

Atome

Split your purchase into 3 equal interest-free payments using Atome at checkout.

Buy now pay later

GrabPay

Pay with GrabPay and use PayLater to spread costs — convenient if you're already on the Grab ecosystem.

Buy now pay later

Singapore Issued Credit Cards

Pay with your DBS, POSB, UOB, OCBC, or American Express credit card and take advantage of their instalment plans at checkout.

Credit card

Who Can Apply

Eligibility criteria

Our in-house plan is open to most Singapore residents. Check the criteria below before applying.

Singapore Residents

Open to Singaporeans, Permanent Residents, and valid Employment Pass or S-Pass holders residing in Singapore.

Age 21 & Above

Applicants must be at least 21 years old. Those under 21 may apply with a guarantor.

Credit Assessment

All applications are subject to credit review and approval. Rates and terms may vary based on your profile.

Singapore Residents Only

Applicants must be based in Singapore. Non-residents or overseas applicants are not eligible for the in-house plan.

FAQ

Common questions

Everything you need to know before applying. Can't find your answer? Just chat with us.

Who is eligible for the flexible payment scheme?

The in-house plan is open to Singaporeans, Permanent Residents, and holders of a valid Employment Pass or S-Pass who are based in Singapore. Applicants must be at least 21 years old, or have a guarantor if under 21. All applications are subject to credit assessment and approval.

Is there a penalty for paying off early?

No. There is no early repayment penalty. You can pay off your remaining balance at any time without incurring additional charges.

Are there late payment fees?

Late payment fees may apply. However, if you anticipate difficulty making a payment, please reach out to us in advance — our team is understanding and will work with you where possible. Communication is key.

Can non-residents apply?

The in-house instalment plan is only available to individuals who reside in Singapore. Non-residents or overseas applicants are not eligible, but may still purchase using other payment methods at checkout.

What items can I finance?

Eligible items include custom PCs, laptops, monitors, keyboards, and mice. Not all products may be available under the instalment plan — check with our team if you're unsure about a specific item.

How long does the application process take?

The typical end-to-end timeline is 5 to 7 working days, covering application submission, credit approval, parts ordering, and assembly. Our team will keep you updated throughout.

Ready to get started?

Chat with our team today — we'll walk you through the options and get your application underway.

Chat us on WhatsApp Build your PC

      
   Define PC - Custom Computers & Office Workstations PC Services in Singapore
   855 Google reviews 
  Write a review 
  
 
 
   
 
 
       Posted on Google  
   
   Nur Nafisah 
 October 29, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Had a great experience applying for the FPS instalment plan with Define PC! The application process was straightforward, smooth and stress-free overall. Thank you for making the experience easy and pleasant.
  
 
      Posted on Google  
   
   Joshua Moreno 
 October 26, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Great service and a smooth experience from start to finish. The team was helpful and guided me through the whole process, making everything easy to understand. Really happy with my new PC. Highly recommended!
  
 
      Posted on Google  
   
   x0mbie ? 
 October 24, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Customer service was great and accommodating, bought from here before and here this time to upgrade my pc to am5. 10/10 would purchase again if there’s anything else, thank you!
  
 
      Posted on Google  
   
   Euron Crow's Eye 
 October 23, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Shane at Define.PC built me an incredible gaming rig.

From the first conversation, Shane made the whole process easy. When I wasn’t sure about anything, he patiently explained the trade-offs and gave suggestions clearly. Communication throughout the build was excellent. Shane kept me updated, answered every question quickly, and had the PC ready ahead of schedule.

The build quality is outstanding. The cable management is some of the cleanest I've seen, it's exactly what I wanted, and it runs quiet and cool even under heavy load. It booted up perfectly on day one, already tested and set up.

If you’re in Singapore and want a custom PC built by someone who knows his stuff and treats you right, go to Define.PC and ask for Shane. I’d absolutely return for my next build.
  
 
      Posted on Google  
   
   fitwie 
 October 22, 2026
 
 
 Trustindex verifies that the original source of the review is Google. everything went smoothly. I asked alot as i was quite worried about getting my PC, and they managed to reassure me that I am in good hands. Kudos to the team for their constant help and reassurance. Will definitely recommend this to anyone wanting to buy a PC out there
  
 
      Posted on Google  
   
   Christopher Lee 
 October 21, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Engaged Define PC to custom one of the highest spec $17k workstation for graphic rendering work. They provide good service, fast respond and maintain good communication. Free delivery with 3 yrs warranty. Highly recommended. Look for Shane.
  
 
      Posted on Google  
   
   Sbe 
 October 20, 2026
 
 
 Trustindex verifies that the original source of the review is Google. was looking for a new PC for work, stumbled upon this shop on carousell which offers great affordability with wide range of payment modes that is good for budget seekers. But what sets Define PC from other computer sellers is their UNMATCHED AFTERSALES SERVICE (which for me is very important) and assistance to their clients,  Mr. Shane Tan is super helpful and will explain everything you need. Im happy I found Define PC and Im very satisfied with their service and products. 10 stars if there is. I will not hesitate to recommend to my friends. thanks again.
  
 
      Posted on Google  
   
   Chanel Oh 
 October 20, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Had a wonderful experience with Define PC for my very first custom PC build!

Shane was incredibly responsive, patient, and transparent with pricing throughout the entire process. As someone completely new to custom PCs, I really appreciated how he took the time to understand my inspiration and preferences, and helped put together a setup that I absolutely love, all while keeping within my budget!

What made the experience even better was the complimentary delivery and installation right at our doorstep. Shane also took the time to walk us through the different components and how everything works, which was such a thoughtful touch, especially for beginners like us!

The after-sales service was equally impressive. Shane even checked in a few weeks after delivery to make sure everything was running smoothly, which really shows how much he cares about his customers.

Overall, it was such a smooth and pleasant experience from start to finish! I couldn't be happier with my new PC, and I would highly recommend Define PC to anyone looking to build their own setup, especially first-timers! 💖
  
 
      Posted on Google  
   
   nada 
 October 20, 2026
 
 
 Trustindex verifies that the original source of the review is Google. Had a fantastic experience with Define PC. Very knowledgeable, honest, and completely open about pricing. He gave great upgrade recommendations without forcing anything on me. The PC came in top-notch condition!!! I’ll definitely seek them out again for my next build and highly recommend them to friends and family.

Game First,
Pay Smarter.

Buy now.
Pay in your own time.

How to apply

Multiple ways to pay

Eligibility criteria

Common questions

PRODUCT & SERVICES

COMPANY & ABOUT

SUPPORT

CONTACT US

Follow Us

Game First,Pay Smarter.

Buy now.Pay in your own time.

How to apply

Multiple ways to pay

Eligibility criteria

Common questions

PRODUCT & SERVICES

COMPANY & ABOUT

SUPPORT

CONTACT US

Follow Us

Game First,
Pay Smarter.

Buy now.
Pay in your own time.